Teresa Conley, Author at Premier Financial Group

Ginger Weber, CFP^®

President, Principal, Financial Advisor

Ginger advises families, non-profit organizations, and businesses on a broad range of financial planning, tax planning, and fiduciary issues. She is a Senior advisor with Premier, providing comprehensive financial estate planning for complex client estates. Ginger also leads Premier’s advisory team, which is responsible for researching, developing, and managing the firm’s investment strategies.

Ginger brings more than 21 years of experience in the financial services industry to Premier and joined the firm in 2000. She received the Certified Financial Planner™ credential in 2007 and is a Business Administration graduate of Cal Poly-San Luis Obispo.

ron

Ron Ross, Ph.D.

Principal, Financial Advisor

MY BACKGROUND

I was born and raised in Tulsa, Oklahoma. I graduated from the University of Tulsa with a bachelor’s in economics, then went on to earn M.S. and Ph.D. degrees from Oklahoma State University in economics. From 1969 to 1979, I taught economics at Humboldt State University. I then went into private practice as an investment advisor. In 1990, I joined with Wayne Caldwell and John Gloor to establish Premier Financial Group. Six years later, we established a relationship with Dimensional Fund Advisors, providing Premier with access to passively managed institutional mutual funds. I am the author of The Unbeatable Market: Taking the Indexing Path to Financial Peace of Mind.

OUTSIDE INTERESTS

I enjoy spending time with my two adult children, Garen and Carly, my son-in-law, John Washington, and especially John’s and Carly’s two boys, Gus and Hugh. Garen lives in Arcata, and Carly, John, and their boys live in Ames, Iowa. My primary hobbies are jogging, golf, and gardening. I serve on the Board of Directors and the Greens Committee at Baywood Country Club in Arcata.

Wayne Caldwell, CFP^®, RFC

Chairman of Board, Principal

Wayne, along with his two partners, has built Premier into a prestigious SEC RIA firm that services over 450 clients. Wayne’s major responsibilities are superior practice management, maximizing equity in the firm, enhancing strategic alliances and preparing the next generation of Premier’s professionals. All Premier’s efforts are directed toward holistic client relationships to enhance their financial peace of mind.

Wayne has been a resident of Humboldt County since 1978 and now resides in McKinleyville. Wayne got into the financial services industry in 1983 when he began the Certified Financial Planner™ program, and prior to that was involved in income tax preparation and business planning. Wayne now holds the CFP^®credential along with the Registered Financial Consultant (RFC).

Wayne has a strong passion for the fiduciary stand that Premier takes with each client. Over the last 15 years, he has spoken at many events and made numerous pleas in support of the fiduciary standard and the Prudent Investor Rules.

bruce

Bruce A. Smith

CFO, CCO, Principal, Financial Advisor, Director Of Retirement Plans

WHAT DOES IT MEAN TO BE A FIDUCIARY?

Being a fiduciary is something we live and breathe at Premier. As a fiduciary, we must put the interests of those who have entrusted us above all others, even our own. But the Premier team isn’t just legally required to be a fiduciary: that’s also the way we choose to behave. Putting others’ interests ahead of our own and practicing transparency in disclosure is a way of life. In fact, this fiduciary way of being extends to our relationship with everyone on the Premier team. Not only do we practice the fiduciary standard with clients, we continuously train and review our practices so we’re always working towards exhibiting the highest possible standards.

I Enjoy Being Part of The Premier Team Because…

The ‘fiduciary’ way of being inspires and informs all our relationships. What I particularly love is that it dovetails perfectly with my natural inclination to be of service to my clients and my team. I look forward to sharing this with everyone I meet, and with all those I’m blessed to have a relationship with.

BRUCE’S STORY

There are two driving themes in my life: one is recognizing that it’s in my best interest to be of help and service to others, and the second is that I have more freedom, choice and happiness when I’m self-sufficient, responsible and accountable for my decisions and actions. My history is an expression and example of those themes. I’ve lived in many places around the world, from the Philippines and Japan to Venezuela and Panama, from Alaska to New York, from Arizona to California. For the past 22 years, I’ve made my home in Humboldt County; it’s the most amazing place—the lagoons, the “six” rivers, the Trinity Alps and Marble Mountains, Horse Mountain—and offers a great lifestyle for raising a family. The people I’ve met, served and become friends with here are the best! My joining Premier is the culmination of these driving themes: Premier’s focus on creating financial peace of mind has greatly enhanced and deepened my own self-sufficiency, which allows for generosity, compassion and growth as a human being in partnership with other great people. I get to work with wonderful people, serving and helping them not only in financial matters, but in a range of other parts of life…and many have become new best friends.

Career Highlights:

Joined Premier in 2002
35 years of finance and management experience
Education and Accreditations:
B.A. in Psychology, UC Berkeley
M.B.A., Finance, San Francisco State University
SEC, Series 65
Accredited Investment Fiduciary^®

About Bruce:

Born on Clark AFB, Philippines
Raised in Venezuela, Panama and Mexico
Bi-lingual in English and Spanish, some Japanese and Turkish
Married with two sons and a daughter
Interests: reading, music, history, computers, traveling, billiards, Chess, Go, beekeeping, swimming, hiking/camping/fishing/hunting
Giving back: Pro-bono non-profit consultant for 25+ years, Rotary International (President-elect, as of July 2016), Boy Scouts of America (Scout Master for 10 years, Merit Badge counselor for 20+ years)

john-g

John Gloor

Principal, Financial Advisor

John has been in the financial industry since 1987, and prior to that he worked his way through college doing construction. John is one of three co-founders of Premier Financial Group, Inc and is the Senior Advisor to our Retirement Plan Department. He has been instrumental in guiding and advising many significant local retirement plan sponsors. John is passionate about being a true fiduciary for every client he comes in contact with, and is an advocate for the protection and education of all retirement plan trustees and participants.

He resides in McKinelyville, CA with his wife.

Articles

Wealth Management Strategies for Millennials

A Guide to Understanding Investment Professional Credentials

Best Wealth Management Strategies: 20 Questions About Market Timing

WHO WE SERVE

WHO WE ARE

INSIGHTS

CAREERS

CONTACT

Ginger Weber, CFP^®

President, Principal, Financial Advisor

Ron Ross, Ph.D.

Principal, Financial Advisor

Wayne Caldwell, CFP^®, RFC

Chairman of Board, Principal

Bruce A. Smith

CFO, CCO, Principal, Financial Advisor, Director Of Retirement Plans

John Gloor

Principal, Financial Advisor