I was born and raised in Tulsa, Oklahoma. I graduated from the University of Tulsa with a bachelor’s in economics, then went on to earn M.S. and Ph.D. degrees from Oklahoma State University in economics. From 1969 to 1979, I taught economics at Humboldt State University. I then went into private practice as an investment advisor. In 1990, I joined with Wayne Caldwell and John Gloor to establish Premier Financial Group. Six years later, we established a relationship with Dimensional Fund Advisors, providing Premier with access to passively managed institutional mutual funds. I am the author of The Unbeatable Market: Taking the Indexing Path to Financial Peace of Mind.


I enjoy spending time with my two adult children, Garen and Carly, my son-in-law, John Washington, and especially John’s and Carly’s two boys, Gus and Hugh. Garen lives in Arcata, and Carly, John, and their boys live in Ames, Iowa. My primary hobbies are jogging, golf, and gardening. I serve on the Board of Directors and the Greens Committee at Baywood Country Club in Arcata.